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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
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    • Mortgage Tips and Tricks
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  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
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  3. 壓力測試

壓力測試

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20200301 Mortgage Tips and Tricks

定息按揭 優劣一睇就明!

甚麼是定息按揭? 定息按揭是指於特定的定息期內,供款息率不變。不會受到最優惠利率變動的影響...

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01.11.2020
20201030 ONCC 1 WHAT'S NEW

【专家楼评】黄咏欣:金融从业员申请高成数按揭 点解遇阻滞?

最近有客人购入800万元的物业,打算申请80%按揭,即贷款额为640万元(连保费),客人从...

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30.10.2020
WhatsApp Image 2020 10 27 at 21.30.00 Mortgage Tips and Tricks

【#按揭快问快答】有房贷在身也可以做按揭担保人?

最近收到查询:有位廿四孝爸爸打算做担保人,协助即将结婚上车的儿子置业。不过,因为他持有的物...

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29.10.2020
20201022 01 Mortgage Tips and Tricks

【#按揭用語教室】咩嘢係呼吸plan? 點樣申請轉按慳息?

「呼吸 plan」一般低息年期非常短,其後的利息明顯高於市場利率,可能去到 P +2%,即...

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22.10.2020
20201012 蘋果日報 1 WHAT'S NEW

新盘首三季挞353宗 四年新高

【本报讯】疫情恐陷入第四波,银行逐步收紧水喉,新盘准备上会的买家随时挞定收场。本报统计今年...

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12.10.2020
201810 WHAT'S NEW

新盘首三季挞定353宗创四年新高 银行收紧借贷

本港疫情反覆恐陷第四波,银行逐步收紧借贷审核。截至9月30日,新盘市场已录得353宗挞定,...

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12.10.2020
高成數按揭保險計劃 懶人包 Mortgage Tips and Tricks

高成數按揭保險計劃懶人包

高成數按揭保險計劃出現的目的,是讓銀行在提供高成數的按揭貸款時,毋須承擔額外的風險。因此,...

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28.09.2020
20200925 BT 1 e1601350966651 Mortgage Tips and Tricks

信用卡免息分期影响通过压力测试?几千元小额债务原来可阻滞按揭审批|按揭通识

不少人买楼前都会先行计一计自己能否通过压力测试,不过如果有小额贷款/ 私贷等都有可能导致不...

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25.09.2020
20200828 BT 1 e1598847003941 Mortgage Tips and Tricks

退休人士想买楼申请按揭!用租金收入、资产证明留意事项一览|按揭通识

最近有客户查询,他已经退休但有意置业,想知道他能否做到按揭呢﹖若果客户能提供稳定收入证明,...

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28.08.2020
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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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