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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 資產審批

資產審批

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以資產證明申請按揭,怎料按揭批核沒回音,原來資產審批包括現金存款、股票總值以及現有物業,但有可能不包括國內物業及國內股票!最後客戶可以怎樣解困呢? WHAT'S NEW

【按揭審批真實案例】資產審批遇到的問題及解決方法

以資產證明申請按揭,怎料按揭批核沒回音,原來資產審批包括現金存款、股票總值以及現有物業,但...

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20.06.2024
已屆退休年齡的家庭主婦 如何做按揭套現? WHAT'S NEW

按揭求助:已屆退休年齡的家庭主婦 如何做按揭套現? |黃詠欣

已屆退休年齡的家庭主婦 如何做按揭套現? 上月股市波動, 一度跌至萬八點的水平,引用「股神...

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13.04.2022
70歲長者希望協助正在讀大學的孫兒置業,能做按揭嗎? WHAT'S NEW

70歲申請按揭無難度?

爺爺已退休沒有入息,孫兒未畢業,未有工作,不能做爺爺的按揭擔保人,但爺爺又希望早一點為孫兒...

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18.08.2021
身家過億 WHAT'S NEW

【 #點解唔介紹我識 之 身家過億都差啲借唔到按揭】

就算你有屋企人加持,比咗過億身家你喺手,銀行都係會對你保持觀望態度? 用資產審批嘅方法去申...

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04.08.2021
唐樓劏房 按揭套現有難度 WHAT'S NEW

唐樓劏房 按揭套現有難度?

唐樓分間劏房,呎租可能高過豪宅單位。不過,這類物業申請按揭套現絕不容易! 真實個案: .5...

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25.06.2021
80歲做擔保人,都做到20年按揭? WHAT'S NEW

【套現清數 真實案例】:80歲做擔保人,都做到20年按揭?

客戶想以父母作擔保人,但兩老皆已達80歲,已退休沒有入息。加上普遍銀行計算按揭年期時,會以...

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11.09.2020
20200828 BT 1 e1598847003941 WHAT'S NEW

退休人士想買樓申請按揭!用租金收入、資產證明留意事項一覽|按揭通識

最近有客戶查詢,他已經退休但有意置業,想知道他能否做到按揭呢﹖若果客戶能提供穩定收入證明,...

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28.08.2020
20200731 BT 1 e1596431310838 WHAT'S NEW

冇工作收入都可申請按揭?用物業、股票存款、基金債券俾銀行資產審批|按揭通識

現時最普遍的按揭貸款批核方法是以供款人的收入作批核準則,其實有部分銀行亦接受以資產作為申請...

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31.07.2020
20191224 oncc e1591932089584 WHAT'S NEW

【專家樓評】黃詠欣:退休人士能否申請按揭?

  最近有客戶查詢,他已經退休但有意置業,想知道他能否做到按揭?若果客戶能提供穩定收入證明...

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24.12.2019
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      Residential Mortgage Survey Results for January 2025
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      Residential mortgage loans in negative equity: End of December 2024
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If you have any feedback, please contact us through the following method:

Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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