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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
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  • Apply Now
  • Latest News
    • First Hand Properties
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  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 資產審批

資產審批

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日前有小學發通告,容許學生在測考時使用「正規簡體字」,引來極大爭議。近年中港加速融合,除了跨境學童不斷增加外,來港找工作和買樓投資的人也不少。不過有留意本欄的朋友會有印象,筆者不止一次提及以內地收入或資產作為基礎申請的按揭,獲批難度會較其他一般申請高,因為內地支薪方式跟香港不同,銀行亦對內地的資金來源態度謹慎。今次筆者所協助的一位內地來港的自僱人士,就因為未能通過銀行的資產審查被拒批。 WHAT'S NEW

資產按揭 | 內地資產按揭 無法提供徵信報告被銀行拒批

日前有小學發通告,容許學生在測考時使用「正規簡體字」,引來極大爭議。近年中港加速融合,除了...

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03.12.2025
今年港股市場表現理想,即使近日科網股出現較大幅度回調,攤長以整年計的升幅仍達三成以上,跌穿了不少淡友眼鏡;美股市場的表現更加無與倫比,相信所有堅持「strong hold」的朋友均有不少斬獲。有些投資者見本金如雪球般愈滾愈大,開始希望分散投資不同類型的資產。近日筆者就協助了一個個案,一位年輕港漂科技專才手持過千萬於股票戶口,欲購入一個港島區新盤單位,但到銀行申請做資產水平按揭,險些因為其股票戶口的類型不符銀行要求而令申請觸礁。 News Channel

資產按揭 | 資產證明不承認「孖展」股票戶口?資產按揭注意事項

今年港股市場表現理想,即使近日科網股出現較大幅度回調,攤長以整年計的升幅仍達三成以上,跌穿...

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20.11.2025
以資產證明申請按揭,怎料按揭批核沒回音,原來資產審批包括現金存款、股票總值以及現有物業,但有可能不包括國內物業及國內股票!最後客戶可以怎樣解困呢? WHAT'S NEW

【按揭審批真實案例】資產審批遇到的問題及解決方法

以資產證明申請按揭,怎料按揭批核沒回音,原來資產審批包括現金存款、股票總值以及現有物業,但...

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20.06.2024
已屆退休年齡的家庭主婦 如何做按揭套現? WHAT'S NEW

按揭求助:已屆退休年齡的家庭主婦 如何做按揭套現? |黃詠欣

已屆退休年齡的家庭主婦 如何做按揭套現? 上月股市波動, 一度跌至萬八點的水平,引用「股神...

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13.04.2022
70歲長者希望協助正在讀大學的孫兒置業,能做按揭嗎? WHAT'S NEW

70歲申請按揭無難度?

爺爺已退休沒有入息,孫兒未畢業,未有工作,不能做爺爺的按揭擔保人,但爺爺又希望早一點為孫兒...

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18.08.2021
身家過億 WHAT'S NEW

【 #點解唔介紹我識 之 身家過億都差啲借唔到按揭】

就算你有屋企人加持,比咗過億身家你喺手,銀行都係會對你保持觀望態度? 用資產審批嘅方法去申...

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04.08.2021
唐樓劏房 按揭套現有難度 WHAT'S NEW

唐樓劏房 按揭套現有難度?

唐樓分間劏房,呎租可能高過豪宅單位。不過,這類物業申請按揭套現絕不容易! 真實個案: .5...

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25.06.2021
80歲做擔保人,都做到20年按揭? WHAT'S NEW

【套現清數 真實案例】:80歲做擔保人,都做到20年按揭?

客戶想以父母作擔保人,但兩老皆已達80歲,已退休沒有入息。加上普遍銀行計算按揭年期時,會以...

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11.09.2020
20200828 BT 1 e1598847003941 WHAT'S NEW

退休人士想買樓申請按揭!用租金收入、資產證明留意事項一覽|按揭通識

最近有客戶查詢,他已經退休但有意置業,想知道他能否做到按揭呢﹖若果客戶能提供穩定收入證明,...

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28.08.2020
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利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited

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